We provide tailored finance services.


Cutcher & Neale Residential and Commercial Finance specialises in sourcing the best home loan solutions. Whether you are commencing your career and seeking your first home, or you are established in your career and looking to upgrade your home, re-finance, or purchase an investment property, Cutcher & Neale can guide you.

Our team has developed working relationships with many specialised lenders, allowing us to offer tailored services for medical and dental professionals including higher gearing strategies, flexible loans and interest rate advantages specifically for you.

Our team will work with you and your accountant to ensure that your loans are appropriately structured while not foregoing the importance of competitive interest rates.

Benefits of sourcing your loans through Cutcher & Neale Finance:

  • Up to 95% loan to value ratio for owner occupied loans 
  • Up to 90% loan to value ratio for investment loans
  • Ongoing banking relationship management available with some of our finance partners
  • Interest offset accounts
  • Panel of lenders that specialise in finance solutions for medical practitioners
  • Discounted interest rates for medical practitioners
  • No lenders mortgage insurance
  • Regular finance reviews

Meet the team

Dean Menzies

Partner - Residential and Commercial Finance

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Partner - Residential and Commercial Finance

Dean Menzies

BBus, Dip FP, Cert IV Finance Broking, MFAA Full Member

Dean specialises in providing finance solutions for our clients, including home loans, investment loans, refinance, commercial loans and specialised lending for certain professions.

Dean’s background in financial services includes around twelve years in private banking in Sydney and Newcastle which involved managing the lending & wealth requirements of high net worth individuals & families.

Dean’s experience enables Cutcher & Neale Finance to establish an independent, dedicated and specialist approach to our clients ongoing finance requirements.

Josh Holt

Credit Advisor

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Credit Advisor

Josh Holt

Connie Urry

Senior Credit Advisor

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Senior Credit Advisor

Connie Urry

How else can we help you?

Our extensive knowledge of the lending market allows us to guide you in the right direction. We provide you with financial solutions and practical recommendations that traditional banking channels or mortgage lenders may not be able to offer.

We are the no lenders mortgage insurance specialists.

We use our established and trusted relationships within the lending market to make informed decisions and implement appropriate financial structures on your behalf.

Benefits of sourcing your loans through Cutcher & Neale Finance:

  • Up to 85% loan to value ratio for owner occupied loans with no mortgage insurance
  • Up to 85% loan to value ratio for investment loans with no mortgage insurance
  • Up to 90% loan to value ratio for lawyers and accountants for owner occupied and investment properties
  • Specialised credit policies for lawyers, accountants, medical and dental practitioners
  • Discounted variable and fixed interest rates
  • Interest offset accounts
  • Expansive lending panel
  • Ongoing banking relationship management available with some of our finance partners
  • Regular finance reviews
Super

Home Loans

We specialise in sourcing the best home loan solutions for our clients. Whether you are seeking to buy your first home or you are looking to upgrade your home, re-finance, or purchase an investment property, Cutcher & Neale Residential and Commercial Finance can guide you through the process.

CNIS

Commercial Finance

We can source commercial finance solutions from a panel of lenders to allow you to purchase a commercial property to operate your business from, or for investment purposes.

Advisory

Equipment, Fit Out and Motor Vehicle Finance

Our motor vehicle finance options for personal or business use are designed to have flexible repayment options and competitive interest rates. Our finance team is with you every step of the way, working with you to find the right car and loan.

Testimonials

 "I had some concerns that my previous advisors didn't have as good an understanding of my finances as I would have liked. Cutcher & Neale really took the time to understand my situation before offering some excellent strategic advice. The results have already had a positive impact on the value of my portfolio. Overall, I'm comfortable that Cutcher & Neale are the right people to guide my family's financial future".



 
"My decision to use Cutcher & Neale was based in part on their reputation. They're a highly respected firm with a long history and that was important to me.  I was impressed with their specialist expertise in Self-Managed Superannuation and Investment Services.  I'm confident that my financial well-being is in very safe and capable hands."

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BRISBANE
Suite 5, 36 Agnes Street,
Fortitude Valley, QLD, 4006
Australia

NEWCASTLE
Level 3, 130 Parry Street,
Newcastle West, NSW, 2302
Australia

 

SYDNEY
Suite 1102, Level 11, 20 Berry Street,
North Sydney, NSW, 2059
Australia

PHONE
1800 988 522

EMAIL
cnmail@cutcher.com.au