Client Testimonials

The staff I have had contact with are courteous and helpful in every way and are a pleasure to have dealings with.


We have found HR3pay to be reliable and robust with an intuitive, user friendly interface making it the perfect tool for a dynamic company such as ours. We have found Cutcher & Neale service and ongoing support to be highly professional throughout our relationship, mirroring our own high standards.

 

We have a productive, personalised & professional relationship with our contacts at Cutcher & Neale. They go above & beyond to provide service that is excellent (timely, accessible & open). Thank you so much.


Been a client since the 1960's and always been very happy in all Cutcher & Neale have done.


My wife & I have been clients for more than 30 years, a fort which reflects our level of satisfaction & trust. Our son also became a client on my recommendation.

Finance Brokerage

At Cutcher & Neale our team of finance broker's work in conjunction with your accountant to provide a financial package tailored to suit your own individual needs.
Poor finance structuring can put assets at risk, strangle cash flow and erode tax benefits.
It is important to have a finance package developed to achieve the outcomes ‘you’ are looking for.

Cutcher & Neale Finance is accredited with all major banks and financial institutions, specialising in both chattel equipment finance (motor vehicles, plant & equipment) and residential & commercial property facilities.
Our team offer a convenient service aimed at providing tailored solutions that will enhance your business and lifestyle and are full members of the MFAA (Mortgage and Finance Association of Australia), ensuring our reputation in adhering to an industry Code of Practice which requires professionalism, ethical behaviour, transparency and a commitment to you, the borrower.

Cutcher & Neale Financial Brokerage is dedicated to offering personalised service, highly competitive rates and structured facilities to meet with our client’s requirements.

Following are examples of the many products that can assist you in achieving your financial goals.

Motor Vehicle Finance

The key to success in the motor vehicle finance industry is speed of delivery, we highly recommend once you have made a decision to purchase a vehicle we place an approval therefore fast tracking the finance process and enabling you to drive away in your new car all the sooner. 

Types of motor vehicle finance facilities include:

Chattel Equipment Finance

An integral feature in operating any business is ensuring that working capital is used for business development and other operational necessities, our office specialises in ensuring your business is free to develop by arranging finance for the acquisition of all types of plant & equipment associated with each individuals business..

Types of new & used equipment that we have financed in recent times include:

  • Earthmoving Machinery
  • Prime Movers, Trailers, Rigid Trucks, Tippers etc
  • Embroidery Machinery 
  • Engineering Equipment
  • Woodworking Equipment
  • Agricultural Equipment
  • Materials Handling Equipment, Forklift Trucks
  • Cranes & Access Lifting Equipment
  • Office, Shop & Restaurant Fit-outs
  • Computer Systems, Office Equipment, Phone Systems
  • Gaming Equipment
  • Winemaking Equipment

Types of chattel equipment finance facilities include:

  • Commercial Hire Purchase / Asset Purchase
  • Finance Lease
  • Chattel Mortgage
  • Novated Lease
  • Rental

Residential, Commercial & Construction Property Finance

Our office has associations with over 25 lenders specialising in the provision of a vast range of finance facilities, whether you are looking to purchase your first home or are looking at construction or development finance we have the ability to assist you with the professional service you expect at Cutcher & Neale.

Our loan facilities include:


Debtor Finance

Also known as invoice discounting; invoice factoring; partnership factoring; disclosed invoice discounting and undisclosed invoice discounting. 

 

 

What these terms mean is that if your business sells on credit terms to your customers, you can leverage against these customers to obtain working capital, i.e. when you invoice a business customer for goods or services provided, this debt is asset of your business and you can borrow against it.

An invoice factoring company/lender will lend sometimes up to 100% of your invoice (generally 80%), and provide funds to your business on the day the invoice to your customer is generated. When your customer pays the debt, the remaining 20%, less the invoice factoring company's charges, is paid to you. To read more click here


Insurance Premium Funding
 
Insurance Premium Finance (IPF) allows businesses to spread the burden of their annual insurance premiums over easy monthly installments with contracts usually written over a period between six and nine months depending upon the policy being funded.

Policy types include:

  • Motor Vehicle Insurance
  • Public liability
  • Business Insurance
  • General Insurance
  • Marine and Transit Insurance
  • Workers Compensation
  • Professional Indemnity


Let our experienced team explore with you the best financing options to get your business closer to its goals.