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Investment Services

 

With over 60 years of experience, our team of specialists have extensive knowledge of investment markets. These can be complex as well as volatile and seldom logical. So unless you're fully immersed in them it can often be difficult to benefit from your investment at its full potential.

We take the time to fully understand both your personal goals and your current financial position, enabling us to tailor a comprehensive investment strategy to match and implement on your behalf. We also maintain the ongoing management of your portfolio through our exclusive Portfolio Review Service, which we see as one of the most crucial aspects to optimising returns on your investment. 

This service covers every aspect of diligent day-to-day portfolio management, from taking care of the administrative details to taking advantage of the short-term opportunities presented by the market.

Features of our service include:

  • Complete transparency
  • Round the clock service
  • All reports and correspondence handled by Cutcher & Neale
  • Monthly valuations and graphical representation of your portfolio
  • Individual portfolios in which you can see where every dollar is invested
  • Online access to your portfolio allowing you to monitor your investments 24/7
  • Review of your portfolio (Statement of Advice) as required detailing a valuation, summary of performance and any other specific recommendations

Equity Lever 

 

What is Equity Lever? 

Amongst the endless list of legislative changes to superannuation, is the underlying philosophy of governments needing to lower their contribution levels in order to encourage longer working lives or time in the workforce. This then limits the amount of money you can contribute to superannuation, encouraging you to work longer.

What can I do to maximise my superannuation?

To assist in building your critical superannuation mass, we have introduced gearing or 'debt' into superannuation funds. 

By doing so, we are increasing the amount invested in superannuation resulting in a greater amount of capital during your working life.

How is this achieved?

We achieve this by investing in an installment receipt structured investment. This allows you to purchase certain ASX-listed securities with debt, therefore gaining exposure to the performance of that underlying security whilst only paying a portion of the purchase price upfront. This service provides:

  • Tax deductible interest payments
  • Opportunity to increase the amount invested
  • Greater access to security income in comparison to investing cash directly

Alternatively, an installment receipt structure can also provide an ideal opportunity to benefit from a higher level of capital growth.