FinanceBannerimage3.jpg

Medical and Dental Finance

With a growing medical, dental and healthcare client base, we saw the need to provide tailored finance services to cater for the demand.

Our team has developed working relationships with many specialised lenders, allowing us to offer tailored services for medical and dental professionals including higher gearing strategies, flexible loans and interest rate advantages specifically for you.

Home Loans

Cutcher & Neale Finance specialises in sourcing the best home loan solutions for medical and dental practitioners. Whether you are commencing your career and seeking your first home or you are established in your career and looking to upgrade your home, re-finance, or purchase an investment property, Cutcher & Neale Finance can guide you.

Our team will work with you and your accountant to ensure that your loans are appropriately structured while not foregoing the importance of competitive interest rates.

Benefits of sourcing your loans through Cutcher & Neale Finance:

  • 95% Loan to Value Ratio for owner occupied loans
  • 90% Loan to Value Ratio for investment loans
  • No Lenders Mortgage Insurance
  • Interest Offset accounts
  • Panel of lenders that specialise in finance solutions for medical practitioners
  • Discounted interest rates for medical practitioners
  • Ongoing banking relationship management available with some of our finance partners
  • Regular finance reviews

Commercial Finance

Cutcher & Neale Finance can source finance solutions from a panel of specialist lenders to allow you to purchase a commercial property to operate your practice from. Our panel can provide funding to 100% of the property value with no mortgage insurance for practice premises or 90% of the property value with no mortgage insurance for investment purposes.

Benefits of sourcing your commercial funding through Cutcher & Neale Finance:

  • 100% Loan to Value Ratio for owner occupied practice premises loans
  • 90% Loan to Value Ratio for practice premises investment loans
  • 90% Loan to Value Ratio if purchasing through your SMSF for owner occupied practice premises loans
  • No Lenders Mortgage Insurance
  • Panel of lenders that specialise in finance solutions for medical practitioners
  • Competitive interest rates for medical practitioners

Practice Purchase Finance

Cutcher & Neale Finance can provide finance solutions to assist you with buying in to an existing practice or increasing your share in a current partnership without the need to offer property as security. 

Benefits of sourcing your Practice Purchase funding through Cutcher & Neale Finance:

  • Up to 100% borrowing against the enterprise value
  • Up to 100% borrowing for share in partnership
  • Goodwill redraw for business investment purposes
  • Specialist medical lending panel
  • Competitive fixed loan and variable loan options

Equipment, Fitout and Motor Vehicle Finance

With our extensive experience we can source competitive Equipment, Fitout and Motor Vehicle Finance from our specialist lending panel. We tailor our solutions to suit your specific needs so you can focus on your patients and practice.

Equipment & Fitout options:

  • Lease Finance
  • Hire Purchase
  • Chattel Mortgage

Motor Vehicle Finance options:

  • Lease Finance
  • Hire Purchase
  • Chattel Mortgage
  • Novated Lease