Pension Strategies and Advice
SMSF's are primarily formed to provide member's with benefits upon retirement. Therefore it is vital for member's to obtain specific advice regarding their personal circumstances. This is to ensure they're minimising tax and obtaining maximum benefit when withdrawing their benefits from superannuation.
We provide strategic and structural advice with respect to:
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Re-contribution strategies. This is the conversion of a member's taxable benefits to tax free benefits. This minimises taxation on the payment of a retirement income stream and/or payment of a death benefit on behalf of a deceased member.
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Pension Establishment. This includes determination of the most effective income stream to minimise taxation and meet the member's financial requirements whilst minimising taxation liabilities.
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Actuarial Services. Preparation and lodgement of the required documentation to obtain an actuarial certificate for the SMSF for the relevant year. This enables any earnings or income, within the SMSF, attributable to a pension member's balance to be exempt from tax.