From 1 October 2026, Visa, Mastercard and American Express will no longer support credit card surcharges across their payment networks. This industry-wide change means businesses will no longer be able to apply a surcharge to customers who choose to pay using these card types. The change aligns with broader payment industry reforms designed to simplify pricing and improve transparency for consumers. You can read more about the changes here.
This change may impact your business if you currently:
· Display messaging on invoices, statements, reports, customer forms or other client-facing documents advising that certain payment methods will attract a credit card surcharge.
· Have credit card surcharges configured directly within Ostendo or integrated payment platforms.
· Include surcharge references in terms and conditions, payment instructions, or automated communications.
We recommend reviewing any customer-facing documentation and payment processes to ensure they align with industry changes from 1 October 2026.
If you are unsure whether these changes affect your Ostendo environment, please contact our team. We will be happy to review your setup and provide guidance on any updates that may be required.
Should form, invoice or system changes be necessary, requests will be prioritised on a first-contact basis, so we encourage you to reach out as soon as possible to ensure adequate time for review and update.