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Every effort has been made to offer the most current, correct and clearly expressed information possible within this site. Nonetheless, inadvertent errors can occur and applicable laws, rules and regulations may change.

This information may only be regarded as general advice. That is, your personal objectives, needs or financial situations were not considered when preparing it. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs, before acting on it. Where the information relates to a financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

General advice is provided by Cutcher & Neale Financial Services Pty Ltd (ABN 22 160 682 879, AFSL 433814).No warranty is given in relation to the accuracy or reliability of any information. Users should not act or fail to act on the basis of information contained herein. Users are encouraged to contact Cutcher & Neale professional advisers for advice concerning specific matters before making any decision.

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