Why should you choose us?

Creating wealth and providing a secure financial situation for you and your family involves more than a one-off investment or financial product purchase. 

We offer a holistic approach to consider all your financial circumstances and work on strategies to achieve your goals. 

We invest a great deal of time to understand your personal situation which enables us to tailor your advice. 

Your current circumstances, lifestyle and future aspirations are important factors when it comes to advising you, as we believe achieving financial freedom should be attainable by all.

Super

We build your portfolio through direct asset acquisition rather than through third-party Fund Managers.

Not only is this cost effective, it means you know exactly how, why and where your money is invested.

CNIS

We proactively manage your portfolio to maximise returns within your risk parameters.

This includes giving you priority access to offers not generally made available to the retail investor.

Advisory

We protect your financial security.

We do this by ensuring that the appropriate Estate Planning and Risk Insurance measures are in place.

Most importantly, we've earned the trust and respect of our clients by delivering results.

Audit Assurance

Investment Advice & Management

A comprehensive investment strategy and strong asset allocation can assist with maximising the benefits and minimising the risk across your portfolio as part of achieving your individual goals and objectives.

Supported by our dedicated investment team, we focus on communicating market developments and investment opportunities to our clients in a timely manner. We take the time to fully understand both your current financial position and goals. Then we tailor a comprehensive investment strategy to match and implement it on your behalf.

 

Our Investment Advice benefits you by:

    • Providing options to grow your asset base and position you to achieve your best possible retirement income
    • Increasing your knowledge of how much income your retirement capital will provide
    • Building a 'transparent' investment portfolio individually tailored for you
    • Providing ongoing advice, research, reporting and portfolio management
    • Cost competitiveness by cutting out unnecessary duplication – you speak directly with the people managing your investments

Portfolio Review Service


This service covers every aspect of diligent day-to-day portfolio management, from taking care of the administrative details to taking advantage of the short-term opportunities presented by the market.

Key features:

  • We are proactive in the investment and strategy development process.
  • We are on call to answer any questions regarding portfolio investments, or investments in general, within office hours.
  • We give you priority in the evaluation and implementation of special offers.
  • We develop tax effective strategies wherever possible.
  • We are the mailing address for all correspondence, including dividends, interest advices, distribution notices and offers.
  • We provide online access to your portfolio, allowing you to monitor its status 24/7.
  • We administer and record all transactions, including income recording and maintaining Capital Gains Tax records.
  • We provide reports and are the initial point of contact for accounting, taxation and audit requirements.
  • We provide a review of your portfolio (Statement of Advice) as required. This detailed review provides a valuation and graphical representation of your holdings and a summary of performance along with specific recommendations.
  • We provide monthly valuations and graphical representation of your portfolio.

Meet your award-winning team

Phil Smith

Partner

X

Partner

Phil Smith

BCom, FCA, F.Fin, CFP, SSA

Investment markets can be complex, but Phil is always looking to provide investment advice that is clear, concise and actionable.

As a Chartered Accountant with merchant banking and treasury experience domestically, as well as the UK and Asia, Phil’s experience and skill set is unique.

With over 30 years’ experience working with high net worth individuals, Phil's passion is seeing his clients live the lives they aspire to. An expert in investment strategies, has seen him work with a breadth of clients at all stages of their lives and careers. This has given Phil a vast experience in guiding a diverse client base to create and secure a prosperous financial future.

Phil has driven innovation within Cutcher & Neale Investment Services with the introduction of international equities over 10 years ago and more recently the implementation of a Managed Discretionary Account regime, to deliver more efficient service to clients.

His approach of listening to clients and their individual motivations and aspirations allows him to really uncover what matters most to them and is highly valued by his clients.

Phil has a strong belief that independent research produces the best investment outcome for clients, which ensures that all of his recommendations are free from any institutional influences or biases.

Wade Johnson

Partner

X

Partner

Wade Johnson

BCom, DipFS(FP), ADA1

Wade joined the Cutcher & Neale Investment Services division in 2014 and was appointed an Associate of the firm in May 2018.

Wade is a Commerce graduate from the University of Newcastle, holds a Diploma of Financial Services (Financial Planning) and is an Accredited Derivatives Adviser.

Wade has over 8 years’ experience working in financial services, across a range of accounting and investment advisory roles.

Wade believes investment portfolios should be built on transparency and flexibility, having direct exposure to share markets, rather than unitised managed funds.

Kristy Smith

Associate

X

Associate

Kristy Smith

BFin, SSA, DipFS(FP), Adv.Dip.FS(FP)

Kristy's specialities include portfolio management, self managed superannuation and investment advice. She strongly believes in the benefits of integrated advice and actively engages with our internal accountants to deliver a seamless client experience.

Kristy makes herself available to navigate her clients through the risky and complex investment landscape in today's markets. Defining clients' goals and focusing on the immediate challenges is her key to establishing relevant and effective strategies.

Kristy is the firm’s recipient of the Col Cutcher Award in 2020, an award that acknowledges commitment to innovation and progressiveness.

Mike Cooney

Senior Investment Advisor

X

Senior Investment Advisor

Mike Cooney

MFinPlan Dip FP Grad Cert FP

Mike joined Cutcher & Neale Investment Services in 2019. He holds a Master of Financial Planning and a Graduate Certificate in Financial Planning from Griffith University, achieving an award for academic excellence.

He has more than 25 years of experience working in financial markets and financial services in London, Sydney and Hong Kong. Mike has specialist skills gained from his time abroad working in global investment banks, with significant experience in Asian and derivative markets. He enjoys building long term relationships with clients through ongoing education to help demystify financial markets.

Craig Semmler

Senior Investment Advisor

X

Senior Investment Advisor

Craig Semmler

BCom Adv Dip FP JP

Craig joined Cutcher & Neale Investment Services in 2014.

He is a Commerce graduate from the University of Newcastle and also holds an Advanced Diploma of Financial Services (Financial Planning).

He has 12 years of experience working in the financial services industry, across a range of financial advisory roles.

Craig has specialist skills to assist clients in setting their investment strategies, building a plan to maximise and protect wealth and planning for retirement.  He enjoys developing an ongoing relationship with his clients and assisting them to realise their lifestyle goals and objectives with a suitable investment approach.

Frances Agelavu

Senior Investment Advisor

X

Senior Investment Advisor

Frances Agelavu

BBus, GradDipAppFin, F FIN

Frances joined Cutcher & Neale Investment Services is 2019.

Frances has specialist skills to assist clients in setting their investment strategies, building a plan to maximise and protect wealth and planning for retirement.  He enjoys developing an ongoing relationship with his clients and assisting them to realise their lifestyle goals and objectives with a suitable investment approach.

Testimonials

 "I had some concerns that my previous advisors didn't have as good an understanding of my finances as I would have liked. Cutcher & Neale really took the time to understand my situation before offering some excellent strategic advice. The results have already had a positive impact on the value of my portfolio. Overall, I'm comfortable that Cutcher & Neale are the right people to guide my family's financial future".



 
"My decision to use Cutcher & Neale was based in part on their reputation. They're a highly respected firm with a long history and that was important to me.  I was impressed with their specialist expertise in Self-Managed Superannuation and Investment Services.  I'm confident that my financial well-being is in very safe and capable hands."

Our latest news

Keep up to date with our latest blog posts

Contact us

Sydney
20 Berry Street
North Sydney, NSW, 2059

Newcastle
25 Bolton Street
Newcastle, NSW, 2300

PHONE
1800 988 522

EMAIL
cnmail@cutcher.com.au