Skip to content

iMed insurance

Insurance tailored specifically for medical professionals. Because you deserve cover that fits the risk you face, and backs you when it matters most.

iMed

Specialist insurance advice for your profession, backed by 30+ years of experience.

We understand the risks that come with working in healthcare and how to protect you against them. With the right cover in place, you can get on with your work knowing you’re supported, protected, and prepared for whatever comes next.

This is how we make sure you’re protected:

Review-1

It starts with a review.
We will take a look at your current insurance policies to make sure they reflect your needs. We’ll identify any gaps or exposures and discuss what should be considered as part of a complete insurance strategy.

Market

Then we go to market.
Now, we move on to sourcing quotes from trusted underwriters whose policy coverage aligns with your needs, while keeping premiums as competitive as possible.

Compare

Time to compare.
Understand your options clearly. You’ll receive a side-by-side comparison of policies so you can make an informed decision about the right level of cover for you and your business.

Care

You’re taken care of.
We manage all your insurances in one place – from medical indemnity and practice cover to personal insurances like home, care and landlord. You will have a single reliable contact for all things insurance.

Feel confident in your cover.

Book A Consultation

Key types of medical professional cover you need.

doctor-smiling-in-hospital-reception 1
The risk of claims and litigation is very real and the financial consequences for you can be devastating. If your practice provides professional advice or clinical services, medical indemnity and professional indemnity insurance are essential to protect both you and your business.

Despite practice’s best intentions, accidents can still happen. Liability insurance helps protect you from claims of personal injury or property damage caused by the products you supply. It can also cover the legal and court costs that come with defending a claim, costs that can quickly add up.

General business insurance is a fundamental part of any well-run practice. It provides cover for a wide range of risks, from equipment damage to legal liability, giving you peace of mind and financial security. With so many options available, it’s critical to choose a policy that’s right for the way you operate.

If you own or lease a practice premises, property insurance is a must. It covers damage or loss from one-off events like fire, storms, or vandalism, protecting your physical space and everything inside it.

Cyber threats are growing, and medical practices are a prime target. Whether it's patient data, billing systems or booking platforms, a cyber-attack can cause you a major disruption and reputation damage. Cyber insurance helps reduce the impact, covering things like data recovery, business interruption, and legal costs.

Before any building or renovations begin, Contract Works insurance is a must. It covers damage or loss during construction from excavation through to completion, including materials, fire, malicious damage and liability.

If your practice is forced to close due to an insured event, Business Interruption insurance helps cover lost profits and financial obligations, keeping you on stable ground while you get back up and running.

Whether it’s one vehicle or a whole fleet, Motor Insurance protects your practice vehicles from theft, damage or accidents. We can tailor cover to suit everything from sedans and vans to heavy vehicles.

Mobile medical equipment needs the right protection. We’ll make sure your essential tools, and the risks that come with using them, are properly covered.

If your practice operates within a strata property, this cover is essential. It protects shared areas like stairwells, car parks and lifts, and provides liability cover if someone is injured on common property.

What you get with Cutcher & Neale finance:

  • Access to up to 85% loan-to-value ratio (LVR) for owner-occupied and investment loans with no Lenders Mortgage Insurance.
  • Up to 90% loan-to-value ratio (LVR) available for lawyers and accountants, both owner-occupied and investment
  • Specialised credit policies tailored for medical, dental, legal and accounting professionals.
  • Discounted variable and fixed rates not always offered through standard channels.
  • Up to 10 interest offset accounts to better manage cash flow and repayments.
  • A broad, trusted lending panel to match your specific goals and circumstances
  • Ongoing banking relationship management through select finance partners
  • Regular finance reviews to ensure your lending continues to support your bigger picture 

Industry matters and so does expertise.

With deep industry expertise, we help you navigate the complexities unique to you and your profession.

Let’s build your
success together.

Get in touch to talk through your options clearly, calmly, and with your best interests in mind.

Book A Consultation

Get it super right:

  • Make informed decisions that grow your retirement savings
  • Understand fees, performance, insurance and contributions
  • Align your super strategy with your overall financial goals
  • Minimise tax on contributions and investment earnings
  • Choose the right fund or structure based on your needs
  • Stay compliant and confident with regulatory requirements
  • Use super as a wealth-building tool, not just a savings account
  • Maximise contribution opportunities while staying within limits
  • Plan for retirement on your terms

Our superannuation specialists help you understand what you have, what’s possible, and what changes will make the most impact.

Meet the head of the finance department:

placeholder_200x200

dean.menzies@cutcher.com.au

1800 988 522

Partner

Dean Menzies

BBus, Dip FP, Cert IV Finance Broking, MFAA Full Member

Dean specialises in providing finance solutions for our clients, including home loans, investment loans, refinance, commercial loans and specialised lending for certain professions.

Dean’s background in financial services includes around twelve years in private banking in Sydney and Newcastle which involved managing the lending & wealth requirements of high net worth individuals & families.

Dean’s experience enables Cutcher & Neale Finance to establish an independent, dedicated and specialist approach to our clients ongoing finance requirements.

Testimonials

Brad Dorahy

Brad Dorahy

Executive Director, CISaustralia

After finding it difficult to find an adviser who took the time to understand my business I was delighted to enlist the help of Andrew Harrison. Andrew ensured he understood my business and exposures and then took the necessary steps to protect them. I appreciated Andrew’s technical insurance knowledge and more importantly his ability to explain things in an easy-to understand language. Andrew never pressured any particular policies onto me, he just honestly explained why certain policies were more suitable than others – and of course he was able to save me some money as well! I have no hesitation in recommending Andrew to anyone that may require any insurance advice or service.
Dr. Tom Cade

Dr. Tom Cade

Obstetrician & Gynaecologist

Andrew Harrison was hugely helpful in assessing my medical indemnity needs and very prompt and personable in replying to my queries. I ended up on almost half the premium I previously was paying, a saving of tens of thousands of dollars. Couldn’t recommend their help more highly.
Brad Dorahy

Brad Dorahy

Executive Director, CISaustralia

After finding it difficult to find an adviser who took the time to understand my business I was delighted to enlist the help of Andrew Harrison. Andrew ensured he understood my business and exposures and then took the necessary steps to protect them. I appreciated Andrew’s technical insurance knowledge and more importantly his ability to explain things in an easy-to understand language. Andrew never pressured any particular policies onto me, he just honestly explained why certain policies were more suitable than others – and of course he was able to save me some money as well! I have no hesitation in recommending Andrew to anyone that may require any insurance advice or service.
Dr. Tom Cade

Dr. Tom Cade

Obstetrician & Gynaecologist

Andrew Harrison was hugely helpful in assessing my medical indemnity needs and very prompt and personable in replying to my queries. I ended up on almost half the premium I previously was paying, a saving of tens of thousands of dollars. Couldn’t recommend their help more highly.

Frequently asked questions

This depends on your practice type, services, and structure but most will need medical indemnity, public liability, business and property insurance at a minimum. From there, we help tailor the right mix to suit your specific risks.
Yes – they often work hand in hand. Medical indemnity covers clinical risks, while professional indemnity protects against claims related to advice or non-clinical services. We’ll help ensure you’re not underinsured.
Definitely. Bundling policies like property, liability, cyber and vehicle cover, often results in more streamlined management and cost efficiencies. We’ll source competitive options that make sense for your practice.
We review your current policies, compare market options, and break down the cover so you know exactly what you’re paying for and where savings can be made without compromising protection.
No need. We manage the claim process for you, liaising with insurers and keeping things moving so you can focus on your patients, not the paperwork.
Yes. In addition to practice-related cover, we can assist with your personal insurance needs, including home, car, landlord, and more. All managed through one central point of contact.

Contact Us

Let’s talk. Your next step starts here.

1800 988 522

Sydney
Suite 1.03, Level 1, 100 Pacific Highway,
North Sydney 2060, Australia

Melbourne
Level 8, 60 Albert Road,
South Melbourne, VIC 3205, Australia

Brisbane
Suite 5, 36 Agnes Street, Fortitude Valley,
QLD 4006, Australia

Newcastle
Level 3, 130 Parry Street,
Newcastle West, NSW 2302, Australia

Ready to take the next step? We’re here to help you move forward with comfort and clarity.

Contact