How we help protect your future


At Cutcher & Neale, we know how important it is to have financial security and protection. It’s for that reason we have a
Specialist Risk Insurance division who work directly with our client base offering a range of personal risk insurance services.

We aim to ensure that you and your family are not financially disadvantaged in the event you are unable to
work due to injury, illness or death.

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Super

A team approach.

Partners and client advisers are integral resources when assessing appropriate insurance types, benefit levels and ownership structures for policies.

CNIS

Ongoing reviews.

As your professional and personal life evolves, we re-evaluate your needs and recommend relevant changes.

Advisory

Claims.

In the event of a claim, we provide hands on assistance to ensure the process is as smooth as possible. Benefits paid are treated with the confidentiality afforded to all Cutcher & Neale clients.

Types of Risk Insurance

Our dedicated risk insurance team are focused on delivering tailored insurance services by providing extensive advice and solutions to suit your financial and personal circumstances.

Critical Illness Cover (Trauma)

Income Protection

Total & Permanent Disability (TPD)

Death Benefit

Business Expense Insurance

Succession Planning

Key Person Insurance

We've got you covered

Our advisers are accredited with all major retail insurers to ensure we can recommend and tailor the most suitable policies.

Meet the team

Brad Oldham

Risk Insurance Manager

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Risk Insurance Manager

Brad Oldham

Grad Cert BA, JP

Brad has been advising Cutcher & Neale clients since 2014 when he set up the specialist Risk Insurance division for the firm, working as an employed in-house broker.

He works predominantly with our Medical and Small to Medium Enterprise (SME) clients assessing their specific needs, then developing appropriate strategies to mitigate personal financial risk should they become ill, injured or deceased.

The types of insurance considered normally includes Critical Illness (Trauma) Cover, Income Protection, Total & Permanent Disability Cover, Term Life and Business Expenses Cover.

When insurance relating to a business owners health and ongoing capacity is to be considered, Brad also collaborates with the clients and Partner of the firm to ensure the relevant policy types and structure are implemented. This includes business succession planning, Debt Protection and Key Person insurance requirements.

Outside of work Brad is a family man, a fairly average golfer and enjoys watching live local rugby during winter when time permits.

Justin Beeforth

Risk and Investment Advisor

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Risk and Investment Advisor

Justin Beeforth

BEcon, BBus, DipFP

Justin joined Cutcher & Neale Investment Services in 2020. He holds a Graduate Diploma of Financial Planning, Bachelor of Business and a Bachelor of Economics, achieving two awards for academic excellence at university.

Justin also holds a Diploma of Financial Planning and is currently studying to complete his Masters of Financial Planning. Justin has 7 years’ experience in the Financial Services industry, having worked at various locations across the country.

Justin has a down to earth, honest and practical approach to advice. He enjoys building long term relationships with clients and helping them to navigate the complexities of the financial industry.

Jason Campbell-Atkinson

Risk Insurance Advisor

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Risk Insurance Advisor

Jason Campbell-Atkinson

Jason joined Cutcher & Neale Investment Services in 2021.

He holds a Bachelor of Business from The University of Newcastle, along with ASIC accreditation encompassing Risk Insurance Brokerage and is in the final stages of completing a Graduate Diploma of Financial Planning.

Jason has 4 years’ experience in the Financial Services industry, having worked at various locations across the country. He has a comprehensive technical knowledge of risk insurance and looks forward to working closely with clients to develop tailored strategies to protect their financial exposure.

Janelle Brady

Risk and Investment Advisor

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Risk and Investment Advisor

Janelle Brady

BEc Grad Dip AppFinInv Dip FP Sip SM

Janelle joined Cutcher & Neale Investment Services in 2020 as a paraplanner.

Janelle has over 25 years of experience working in the financial services industry, across a range of superannuation, life insurance and paraplanner roles.

Lyndell Wright

Risk Insurance Coordinator

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Risk Insurance Coordinator

Lyndell Wright

Katie Jennings

Risk Insurance Administrator

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Risk Insurance Administrator

Katie Jennings

BRISBANE
Suite 5, 36 Agnes Street,
Fortitude Valley, QLD, 4006
Australia

NEWCASTLE
Level 3, 130 Parry Street,
Newcastle West, NSW, 2302
Australia

 

SYDNEY
Suite 1102, Level 11, 20 Berry Street,
North Sydney, NSW, 2059
Australia

PHONE
1800 988 522

EMAIL
cnmail@cutcher.com.au